Affordable fees for everyone
These are the fees for the main transacations on the wallet. A detailed breakdown of transaction fees will be shown on your statement.
To get the best functionality we recomend customers to upload
all required FICA documents.
What documents do i need to register?
All you need is a copy of your South African ID or passport.
Can i send EFT to any South African bank?
Yes, you can make an electronic transfer to any South African bank account and the funds will reflect within 48hrs.
Can I withdraw cash without a physical card?
Yes, you can withdraw up to R3000 at any Pick n Pay or Shoprite group of stores without using a physical card.
Can i get my salary paid into the wallet?
Yes , we issue you with an Access bank account instantly. You can view and share your account details in WhatsApp. You can also download an account confirmation letter to share with your employer.
Can i deposit cash into my wallet?
Yes you can deposit cash at any Shoprite, Pep, Checkers, Ackermans, Usave and Pick n Pay country wide.
Can I use my card for online shopping?
Yes, you can use your debit card for online shopping and subscriptions such as Netflix and Showmax.
Chikwama Pay is a fintech company that aims to provide financial services to the underbanked through a mobile wallet. We also offer easy access to affordable insurance and investment products.